In this episode of ‘On the House,’ we uncover the diverse world of mortgage products beyond the 30-year fixed rate. From Fannie Mae to FHA and VA loans, discover options for first-time buyers, low credit borrowers, and more. Learn about down payment assistance and why working with a loan officer is key to finding the …
Author: I Am Benchmark
Why insurance is so expensive now.
The insurance industry has experienced significant changes over recent years, with homeowner’s and auto insurance rates increasing rapidly. The reasons behind these trends are numerous, involving a combination of economic, environmental, and market-driven factors. Homeowner’s insurance on the rise Homeowner’s insurance rates have risen notably, driven by several unrelated critical factors: Accelerating auto insurance premiums …
Episode 2: Everything You Need To Know Before Buying a Home This Year
In this episode of ‘On the House,’ we explore the top questions about the process of homeownership and practical steps to help get you there! Host: Jason Heager – Digital Marketing Manager Guest: Dianne Glenn – Branch Manager NMLS #295232 Want to see if homeownership is right for you? Reach out to your local Benchmark …
1: Episode 1: Was It A Mistake Buying a House in 2023?
In this episode of ‘On the House,’ we explore the impact of high-interest rates and challenges faced in 2023, emphasizing the importance of careful consideration before making housing decisions. Additionally, we delve into predictions for 2024, including forecasts for home sales, mortgage rates, and property values from industry experts. Want to see if homeownership is …
Is a HELOC a good financial choice?
A Home Equity Line of Credit (HELOC) is an easy way to borrow money using your home’s value as collateral. Let’s look into how a HELOC works and whether this option is right for you. How Much Can You Borrow with a HELOC? The first step in deciding if a HELOC is right for you …
Sellers: How To Incentivize Home Buyers Inexpensively
Has your home been on the market long? Do you feel like selling your home is an insurmountable task? Selling your home can feel hopeless the longer your property sits awaiting a buyer. As sellers struggle to attract buyers, they are confronted with ideas like price slashes or full remodels to sell to their homes. …
Is it still a good time to buy?
Better late now than never later. It’s the question that’s buzzing around real estate offices, mortgage companies, backyard barbecues, water coolers and passing conversations with neighbors. The short answer is — we think so. Yes, it is still a good time to buy. The long answer is more complicated. Consider these four trends to help …
Happy Independence Day, from Benchmark
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Happy Veterans Day from Benchmark
If you or someone you love has served our nation in military service, thank you for your service to our nation. Happy Veterans Day from Benchmark. The story of Veterans Day began on November 11, 1918, when the Allied nations and Germany went into armistice, bringing an end to “the war to end all wars.” …
Tips For Home Buyers In A Low Inventory Market
Housing inventory is one of the factors that can dramatically affect the temperature of the real estate market. Less inventory means more potentially more competition and higher prices. Whether you’re a buyer or currently in the seller market, this can determine your strategy. Like most investments or assets, housing inventory can fluctuate anytime. This is …